Mortgage lenders have strict policies on how and who they will lend money to. It is unfortunate that often borrowers circumstances have changed from the time they originally obtained their mortgage. Hang on ! its actually fairly normal for circumstances to change over time – after all just like its completely predictable that the sun will rise every morning, its also predictable that circumstances are often likely to change.
Changing circumstances should not impair borrowers the ability to lower their mortgage costs. We will accept that it may be difficult to make material changes to an existing mortgage, but we can certainly help in switching or transferring your product to make immediate savings on monthly mortgage costs.
Let us help you switch to a better rate, regardless of the following,
- Change in employement
- lower income
- Have developed poor credit
- have CCJs
- loss of employement
- Have an interest only mortgage
- Rental property empty