Are you currently on a Standard Variable Rate Mortgage ? You may be able to save money instantly by switching your mortgage to a better rate.

Let our experts help you switch.

Our Guarantee

100% completely
FREE mortgage
switch service

use our calculator to see how much you can save by switching

Why Use Us ?

No Credit Checks

No Fees

No Income Checks*

No Employment Checks*

Earn up to £250 in

Love2Shop vouchers

for every switch*


Check what mortgage rate you are paying now - Current Lender SVRs

SVR Mortgage Savings Calculator

Enter some basic details about your existing Mortgage to see just how much you could save,

What is a Mortgage SVR ?

SVR stands for Standard Variable Rate of interest. This is usually the interest rate you will pay after any initial fixed rate mortgage has expired.

This means, usually your monthly mortgage costs can increase significantly as you will be paying the mortgage lenders higher SVR.

Use our calculator to see just how much you can save on your monthly mortgage costs by switching or transferring your mortgage.

complete the SVR savings
calculator to see savings results

  • Lender
  • New Switcher Rate
  • New Monthly Payment
  • Monthly Savings
  • Next Steps

Complete Lender SVRs

Use the quick form below to check if your lender has a better product rate on offer. If you would like us to obtain a better rate with these lenders, please submit an enquiry using the form below.

Current SVR
  • Accord
  • Al Rayan Bank
  • Aldermore Mortgages
  • Bank Of China (UK)
  • Bank Of Ireland
  • Barclays Bank
  • Bath BS
  • Coventry BS
  • Halifax
  • Kensington Mortgages
  • Kent Reliance
  • Leeds BS
  • Metro Bank
  • Monmouthshire BS
  • Nationwide BS
  • NatWest
  • Newbury BS
  • Newcastle BS
  • Nottingham BS
  • Pepper Home Loans
  • Platform
  • Precise Mortgage
  • Principality BS
  • Progssive BS
  • Royal Bank Of Scotla
  • Santander UK Plc
  • Scottish Widows Bank
  • Skipton BS
  • Teachers BS
  • Virgin Money

How We Work

We created this service after we identified there were thousands and thousands of potential mortgage customers that were paying too much interest based on a banks Standard Variable Rate.

After your initial mortgage deal comes to an end you will be paying possibly a higher rate of interest for your mortgage.

At this point switching or transferring your mortgage (with the same lender) may give you instant savings.

We are able to offer our unique proposition through an approved and regulated mortgage adviser network. Once you submit your enquiry a regulated adviser will contact you to talk through the product transfer process and complete your transaction – you wont even have to speak to anyone from the bank.

We offer a completely FREE product transfer or ‘switch & save’ service from a limited number of mortgage lenders. (see below for the list)

We will notify you from the outset on occasions where we are unable to complete a product transfer – often this is a limitation
of the banks technology.

All transactions facilitated by us, are handled by our partner FCA regulated firms. We are not regulated by the FCA and none of our staff will provide any mortgage advice.

Some loan products are not regulated by the FCA.

How our Love 2 Shop Voucher Offer Works

We are a financial marketing firm with extensive experience working with intermediaries (regulated and FCA approved mortgage advisers). We have negotiated special terms with our mortgage broker panel. As such we are able to offer up to £250 pounds worth of Love 2 Shop Vouchers as well as a guarantee that none of the firms we work with will charge you a fee for processing a product transfer from our primary lender list.

For the majority of the product transfers you will not have to pay any fees at all. If fees are chargeable, the advisers will inform you from the outset.


Primary Lenders List

Our advisers will not charge a fee for conducting product transfers from the following lenders,

  • Halifax
  • Birmingham Midshires
  • Virgin Money
  • Metro Bank
  • Barclays
  • Coventry BS
  • Bank of Ireland
  • Monmouthshire BS
  • Scottish Widows

For all other lenders the adviser firm will inform you if there are costs involved on product switches or remortgage transactions.

Up to £250 Love 2 Shop vouchers for every mortgage account switched img

All Love 2 Shop Vouchers will be posted to you within 30 days of every completed switch or product transfer. The Love 2 Shop voucher offer is only available for mortgage lenders in the ‘Primary Lenders List’ or for all other Remortgage transactions.

Please note. Love 2 Shop vouchers are NOT available for product switch or product transfers for lenders that do not appear on the ‘Primary Lenders List’.

Love 2 Shop voucher value

Loan Size

  • £50,000 – £100,000
  • £101,000 – £150,000
  • £151,000 – £200,000
  • £201,000 – £250,000
  • £251,000 – £300,000
  • £301,000 – £350,000
  • £351,000 – £400,000
  • £401,000 +

Voucher Value

  • £25
  • £50
  • £75
  • £100
  • £150
  • £200
  • £225
  • £250

Processing your Product Transfer

* Our panel mortgage brokers will process your application on an advised basis. Whilst it may not be a requirement for lenders to collect credit file or income information for the purposes of transferring  a product – the adviser firm at discretion may ask to hold this information on file.

We are a team of professionals who are passionate about leveraging technology to benefit consumers.

Our partnerships with professional finance networks allows us to offer value added added product offerings at heavily discounted pricing.

With over 15 billion pounds worth of mortgage rates tipping over into Standard Variable Rates on a quarterly basis, we decided to put an ultra low cost proposition together to allow borrows to switch rates with ease.

Giving you confidence – all our financial partners are regulated by the Financial Conduct Authority and all transactions will be provided on an advised basis.

‘Our technology connects consumers to professionals’

If you would like us to contact you, please complete the call back form below.

One of our team will contact you to discuss your query.

Have a Question ?

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